Policy
Our policy work provides a vital link between lenders, government and other key stakeholders. We work with the industry to identify and communicate policy across a wide spectrum - from valuation issues to arrears and possessions. Our policy pages will give you an insight into our key policy positions through to our written communications to ministers, civil servants and other policy makers or influencers.
| Latest policy issues | Latest circulars | |
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| Latest policy responses |
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View more policy responses |
DG SANCO - consultation paper on consumer collective redressPDF | 29 Jun 09This response challenges the notion that the issue of consumer collective redress is a problem requiring a European solution. In the view of the CML it is a national issue which is only a problem in certain members states, which do not include the UK.
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OFT - Financial Services StrategyPDF | 17 Jun 09This response focuses on the importance of co-ordination between the OFT, FSA and EU Commission in respect of their various reform proposals. Second charge lending should be brought under FSA regulation but should not be subjected to potentially conflicting proposals by the three authorities named above.
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BERR - consultation on proposals for implementing the Consumer Credit DirectivePDF | 9 Jun 09This CML response to the paper Consultation on proposals for implementing the Consumer Credit Directive argues for a common regulator and regulatory regime for 1st and 2nd charge lending in the UK and welcomes the BERR approach to the CCD of exempting 2nd charge lending from the provisions of the Directive.
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| Guidance NOTES | Useful links | |
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View guidance notes | View useful links |
