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Policy

Policy imageOur policy work provides a vital link between lenders, government and other key stakeholders. We work with the industry to identify and communicate policy across a wide spectrum - from valuation issues to arrears and possessions. Our policy pages will give you an insight into our key policy positions through to our written communications to ministers, civil servants and other policy makers or influencers.

Latest policy issues Latest circulars
  1. Arrears and repossessions

    3 Jul 09
  2. Conveyancing and Land Registry issues

    25 Jun 09
  3. EU developments in mortgage policy and regulation

    18 Jun 09
  1. Consumer White Paper " A Better Deal for Consumers"

    3 Jul 09
  2. CML 2009 forecasts and FSA thematic on arrears and possessions

    22 Jun 09
  3. Mortgage market review - High risk products: seeking your views

    19 Jun 09

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Latest policy responses

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DG SANCO - consultation paper on consumer collective redress

PDF | 29 Jun 09
This response challenges the notion that the issue of consumer collective redress is a problem requiring a European solution. In the view of the CML it is a national issue which is only a problem in certain members states, which do not include the UK.

OFT - Financial Services Strategy

PDF | 17 Jun 09
This response focuses on the importance of co-ordination between the OFT, FSA and EU Commission in respect of their various reform proposals. Second charge lending should be brought under FSA regulation but should not be subjected to potentially conflicting proposals by the three authorities named above.

BERR - consultation on proposals for implementing the Consumer Credit Directive

PDF | 9 Jun 09
This CML response to the paper Consultation on proposals for implementing the Consumer Credit Directive argues for a common regulator and regulatory regime for 1st and 2nd charge lending in the UK and welcomes the BERR approach to the CCD of exempting 2nd charge lending from the provisions of the Directive.

Guidance NOTES Useful links


These notes have been produced for people working within the mortgage profession and provide advice on best practice. They cover shared ownership issues, equity release and lifetime mortgages and mortgage redemption statements.

 


Use this section to search for organisations that produce research or represent a profession or sector that has an impact on the housing and mortgage markets.


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