Policy responses
We respond to consultations and submissions to Government, opposition parties and other organisations.
Most recent responses are listed first. Use the search options on the left to filter responses and click on the title to read the full article.
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29-Jun-09 |
DG SANCO - consultation paper on consumer collective redress This response challenges the notion that the issue of consumer collective redress is a problem requiring a European solution. In the view of the CML it is a national issue which is only a problem in certain members states, which do not include the UK. |
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17-Jun-09 |
OFT - Financial Services Strategy This response focuses on the importance of co-ordination between the OFT, FSA and EU Commission in respect of their various reform proposals. Second charge lending should be brought under FSA regulation but should not be subjected to potentially conflicting proposals by the three authorities named above. |
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09-Jun-09 |
BERR - consultation on proposals for implementing the Consumer Credit Directive This CML response to the paper Consultation on proposals for implementing the Consumer Credit Directive argues for a common regulator and regulatory regime for 1st and 2nd charge lending in the UK and welcomes the BERR approach to the CCD of exempting 2nd charge lending from the provisions of the Directive. |
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15-May-09 |
WAG - Sustainable Homes: A national strategy for Wales This response deals with the impact of economic and market conditions, affordable housing delivery and LCHO in Wales. Attached to the response is a copy of the WAG consultation. |
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08-May-09 |
OFT - Second charge lending guidance for brokers and lenders This response makes key points about the need for the OFT to co-ordinate its activity with other agencies so that the future regulation of 2nd charge lending does not develop by a series of disconnected and potentially conflicting initiatives by a number of different bodies. |
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30-Apr-09 |
FSA - Regulating sale and rent back: an interim regime The CML argues in favour of regulation of sale and rent back providers, but warns that the regulator must be adequately resourced and that application fees must be kept low if the new regime is to be effective. |
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30-Apr-09 |
HM Treasury - Regulating the sale and rent back market The CML argues in favour of regulation of sale and rent back providers, but warns that the regulator must be adequately resourced and that application fees must be kept low if the new regime is to be effective. |
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27-Mar-09 |
CML submission to Budget 2009 This the CML submission to the Budget 2009 |
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20-Mar-09 |
Scottish Government - Investing in Affordable Housing This is the CML Scotland response to the Scottish Government consultation paper: Investing in affordable housing. |
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03-Mar-09 |
WAG - Inspection, Audit and Regulation in Wales The Council of Mortgage Lenders welcomes the Welsh Assembly Government's commitment to accountable, citizen-centred public services. In particular, we support the intention to make inspection, audit and regulation bodies in Wales more consistently effective, within a coherent framework of policies and procedures for public service improvement. |
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